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Track Your Expenses by Project — Automatically
A Smarter Card for Project-Based Businesses
Unlike traditional business cards, Zena tracks every purchase by project, keeps budgets under control, and eliminates hours of manual work—so you can focus on delivering great results.
Auto-Assign Every Expense to the Right Project
Forget spreadsheets—Zena automatically maps every purchase to the correct project.
Auto-Assign Every Expense to the Right Project
No more guessing or sorting receipts. Expenses are organized in real-time.
Dynamic Spending Power Based on Project Deposits
Your credit limit shouldn’t hold you back. Zena adjusts your spending power based on incoming project deposits—not outdated credit score rules.
Dynamic Spending Power Based on Project Deposits
Unlike banks, we understand how project businesses operate. If your client pays upfront, you should have the flexibility to use those funds instantly.
Real-Time Budget Tracking
See how much you’ve spent vs. your budget at a glance.
Real-Time Budget Tracking
Zena alerts you before a project goes over budget, so you stay in control.
Seamless Refunds
Refunds are automatically matched to the original project purchase.
Seamless Refund & Return Tracking
— Never lose track of credits.
— Refunds update your budget instantly.
Instant Text Notifications for Every Transaction
Get real-time text alerts for every purchase, potential decline, and spending limit reached.
Instant Text Notifications for Every Transaction
— Prevent fraud, track spending instantly.
— Take action in seconds if something doesn’t look right.
More than Payments–Track Budgets, Manage Expenses, and Streamline Projects
Built for projects, designed for convenience.
Works with Apple Pay & Google Pay
Use your Zena Card anywhere, from online purchases to in-store payments.
Accepted Anywhere Visa is Accepted
Use your Zena Card at millions of businesses worldwide.
Secure Virtual & Physical Cards
Get a physical card and issue virtual cards per project for better control.
No Personal Credit Checks
Applying won’t hurt your credit score—no personal guarantees, no impact to your personal credit.
Easy-to-Understand Monthly Statement
See all your project expenses in one place, with a breakdown by project.